Factoring Companies in California Since 2007.
We’re a top-rated California factoring company with locations in Visalia and Long Beach.
Factoring makes cash flow.
Factoring, also known as invoice factoring or accounts receivable factoring, is a form of accounts receivable financing. This method funds your business through the purchase of your Accounts Receivable, turning your outstanding invoices into fast cash within 24 hours.
New to factoring? Learn more here.
1-Hour Approval
No Credit Check Required
No Setup Fees
No Monthly Minimum Fees
No Termination Fees
Month-to-Month Contracts
We make factoring easier.
We pride ourselves on flexible, customer-friendly invoice factoring services.
Programs are easy to start, easy to use, and easy to move on from when you’re ready.
We’re the factoring company California businesses trust.
Since 2007 Transwest Capital has been proudly factoring companies in California to help small and medium-sized businesses optimize cash flow. We have helped hundreds of clients gain their financial footing and earned a reputation for invoice factoring California companies turn to for outstanding personal service.
Headquartered in Visalia, CA with an additional office in Long Beach, we are in close proximity for clients throughout the Central Valley and Southern California. We welcome the opportunity to help your business with any working capital needs.
Our California Factoring Company Locations
Main Office - Visalia, CA
1700 W Walnut Ave Suite B
Visalia, CA 93277
Long Beach, CA
4105 E Broadway # 201
Long Beach, CA 90803
We help California companies get paid, save time, and save money. It’s simple:
-
Get fast funding approval
Get approved in 1 hour.
Limited documentation required.
Approval largely based on your customers’ credit. -
Get paid fast
Once approved, we buy your unpaid invoices.
We provide same-day invoice funding.
Your unpaid invoices turn into cash. -
Grow your business
We invoice and collect on your behalf.
Your time is freed up and business is more efficient.
You have the time and cash to grow your business.
FAQs
-
California invoice factoring is now uniquely impacted by SB1235, requiring stricter disclosure and regulation of factoring fees and practices. This protects businesses from hidden costs and unfair terms, ensuring transparency and responsible factoring services in the Golden State.
-
Not to worry. Unlike traditional bank financing, receivables factoring is a type of asset based financing that is largely based on your customers’ business credit, not your credit. In fact, there is no credit check required on you or your company.
-
Yes! Factoring approval is largely based on your clients’ credit. If you sell to businesses or to the government, we can likely help you. Factoring can be a great way to fund your business early on. While we have many long-term clients, we also have been a launchpad for many businesses prior to obtaining more traditional financing.
Funding for California Businesses
Out of 4.1 million small businesses in California, the SBA estimates that more than 20% applied for financing and still have a financial shortfall. That’s upwards of 800,000 businesses who may be in need for an alternative to small business loans in California.
There’s a huge cash crunch on small business. Loan requirements are difficult, and unfavorable payment terms can be required to complete your sales. Furthermore, it’s estimated that 13% of all SMB invoices are either paid late or written off completely, further complicating cash flow issues.
Thankfully, alternative solutions exist to overcome such cash flow issues. But all too often, cash-strapped companies regret their choice of financial partner due to being blindsided by contract terms and/or poor customer service.
That’s why we created Transwest Capital — to give growing companies like yours a chance to get ahead with cash flow solutions that provide favorable terms and personal service.
Over the last 2 decades we have funded more than $1.5 billion in invoices and helped hundreds of clients feel good about their business again. We’d love the opportunity to help you do the same.